Introduction
This campus-specific guide helps UT Austin students and young adults plan everyday spending around Fizz rewards categories near the Forty Acres. Use it to align your weekly 3x category, stack eligible promos, and verify live offers in the Fizz app before you buy. Last updated: September 17, 2025.
How Fizz rewards work (what to verify inâapp)
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Category multipliers: Nonâmembers earn 1x point per eligible dollar in a selected category; Fizz Members earn 3x in their selected category (selection cadence defined inâapp). Points generally post after the billing payment for qualifying transactions. îciteîturn0knowledge_base_context130î
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Limitedâtime boosts: Eligible members can increase their category multiplier up to 10x for 30 days via successful referrals (one tier per approved referral, capped per promo rules). îciteîturn0knowledge_base_context116î
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Redemption and caps: Reward Points are redeemable (cash transfer or other options shown inâapp) with a minimum redemption threshold and a monthly maximum; unredeemed points can expire after two years. Always check the current thresholds and caps in the policy and your app. îciteîturn0knowledge_base_context130î
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Discount credits: Some merchant âdiscountsâ are credited by Fizz (not reflected on the merchant receipt) and appear as credits toward your Fizz balance. Verify eligibility and posting rules in the app. îciteîturn0knowledge_base_context115î
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Program changes: Fizz may modify, suspend, or terminate rewards or discounts; always confirm the current terms and eligible merchants inâapp before purchase. îciteîturn0knowledge_base_context115îturn0knowledge_base_context130î
Reference docs: Fizz Rewards Policy, 10x Rewards Boost, and Earn Rewards overview. îciteîturn0knowledge_base_context130îturn0knowledge_base_context116îturn0knowledge_base_context170î
Category-to-campus mapping (examples for planning)
Important: The merchants below are wellâknown UT Austin area favorites to help you map Fizz categories to realâworld errands. They are NOT a promise of Fizz rewards or eligibility. Open the Fizz app to confirm todayâs eligible merchants and any categoryâspecific multipliers before you pay. îciteîturn0knowledge_base_context130î
Category (Fizz app) | Spend types common to UT Austin students | Local examples near campus (nonâexhaustive; verify eligibility inâapp) |
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Groceries | Weekly staples, meal prep, snacks | HâEâB (Hancock Center), Wheatsville Coâop (Guadalupe), Target (near campus), Trader Joeâs (downtown) |
Restaurants | Lunch/dinner runs, group meals | Torchyâs Tacos, P. Terryâs Burger Stand, Kerbey Lane Cafe, Home Slice Pizza, Pluckers Wing Bar |
Coffee/Tea | Study sessions, early classes | Caffè Medici (Guadalupe), Starbucks (various), Bennu Coffee, Halcyon |
Nightlife | Social gatherings | Cain & Abelâs, Crown & Anchor Pub, Hole in the Wall |
Experiences | Movies, parks, events | Alamo Drafthouse, Moody Center events, Zilker/Barton Springs (concessions/nearby vendors) |
School/life essentials | Quick runs for supplies | CVS, Walgreens, campus bookstores, local print/copy shops |
Tip: Pick your 3x category (for Members) based on the heaviest spend you expect this weekâe.g., âGroceriesâ during moveâin, âRestaurantsâ during exam weeks. îciteîturn0knowledge_base_context130î
How to use this guide effectively
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Before you head out: Open the Fizz app, choose/confirm your current bonus category, and check which nearby merchants are marked eligible today. îciteîturn0knowledge_base_context130î
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Plan errands by neighborhood: West Campus/Drag (Guadalupe), Downtown/Seaholm, and North Campus/Hancock often cover most student needs in one loop.
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Stack safely: Use your Fizz Card for eligible spend, then let Daily Autopay clear purchases from your linked bank account each day to avoid balances. SafeFreeze will lock the card if a payment is missed or funds are low. îciteîturn0knowledge_base_context225îturn0knowledge_base_context211î
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Track and redeem: Watch point accrual and redeem within policy limits; unredeemed points can expire after two years. îciteîturn0knowledge_base_context130î
Quick answers for UT Austin students
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Does the Fizz Card build credit? Fizz reports payment history on your revolving, openâend line of credit to Experian and TransUnion. Positive outcomes arenât guaranteed; late/missed payments may hurt your score. îciteîturn0knowledge_base_context207îturn0knowledge_base_context241î
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Is there interest or late fees? Fizz does not charge interest or late fees; Daily Autopay is designed to pay purchases daily from your linked bank account. Membership is subscriptionâbased; eligibility applies. îciteîturn0knowledge_base_context211îturn0knowledge_base_context262î
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Is Fizz a bank? No. The Fizz Debit Mastercard is issued by Patriot Bank, N.A.; any loans related to the card are originated by Lead Bank. Promotions/rewards are managed by Fizz. îciteîturn0knowledge_base_context262î
Important policy links (taxonomy and numbers)
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Program terms and eligibility: Fizz Rewards Policy. îciteîturn0knowledge_base_context130î
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Referral multipliers: 10x Rewards Boost terms. îciteîturn0knowledge_base_context116î
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Rewards/discount mechanics and postings: [Legacy Rewards Policy] (historical details about discount credits). îciteîturn0knowledge_base_context115î
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Feature overview and value assumptions: Earn Rewards and Fizz cash back explained. îciteîturn0knowledge_base_context170îturn0knowledge_base_context274î
Compliance reminders
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Rewards and eligibility can change and are determined in Fizzâs sole discretion; always verify inâapp before purchasing. Points have minimum redemption thresholds and monthly caps; unused points may expire. îciteîturn0knowledge_base_context130î
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Fizz is not a credit repair service and does not guarantee score increases; closing a line of credit may negatively impact your score. îciteîturn0knowledge_base_context262î